Acceptable Use Policy

By using our Site you accept these terms

By using our Site, you confirm that you accept the terms of this policy and that you agree to comply with them.

If you do not agree to these terms, you must not use our Site.

We recommend that you print a copy of these terms for future reference.

We may make changes to the terms of this policy

We amend these terms from time to time. Every time you wish to use our Site, please check these terms to ensure you understand the terms that apply at that time.

Prohibited Uses

You may use our Site only for lawful purposes. You may not use our Site:

• In any way that breaches any applicable local, national or international law or regulation;
• In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;
• For the purpose of harming or attempting to harm minors in any way;
• To send, knowingly receive, upload, download, use or re-use any material which does not comply with our content standards, below;
• To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam);
• To knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.

The services on our Site may not be used by you which involve:

• Unlawful activities;
• Tobacco, narcotics, steroids, cannabis, certain controlled substances or other products that present a risk to consumer safety;
• Drug paraphernalia (equipment, product, or material that is modified for making, using or concealing drugs);
• Seeds or plants;
• Chemicals;
• Military & semi-military goods and services (including weapons, military software or technologies);
• Adult content;
• Bitcoin or other cryptocurrencies;
• Withdrawals from cryptocurrency trading platforms – these will be returned back to the sender;
• Sending, transmitting or paying monies to yourself by any means (this does not include other Shieldpay users, family, friends; other people you know for personal reasons);
• Binary options; or
• Individuals, entities or countries which are subject to international sanctions or embargoes.

(Note that this is a non-exhaustive list and we may prevent or stop any use of our Site and/or services where Shieldpay in its sole discretion would determine that the use of our Site and/or services would be in contravention of this Acceptable Use policy or applicable law.)

You also agree:

• Not to reproduce, duplicate, copy or re-sell any part of our Site in contravention of the provisions of our terms of use;
• Not to access without authority, interfere with, damage or disrupt:
  • Any part of our Site;
  • Any equipment or network on which our Site is stored;
  • Any software used in the provision of our Site; or
  • Any equipment or network or software owned or used by any third party.

Interactive services

We may from time to time provide interactive services on our Site, including, without limitation:

• Chat facility with us or other Shieldpay users;
• Bulletin boards;
• Blogs and comments;
• Photo and other file upload functionality.

Where we do provide any interactive service, we will provide clear information to you about the kind of service offered, if it is moderated and what form of moderation is used (including whether it is human or technical).

We will do our best to assess any possible risks for users (and in particular, for children) from third parties when they use any interactive service provided on our Site, and we will decide in each case whether it is appropriate to use moderation of the relevant service (including what kind of moderation to use) in the light of those risks. However, we are under no obligation to oversee, monitor or moderate any interactive service we provide on our Site, and we expressly exclude our liability for any loss or damage arising from the use of any interactive service by a user in contravention of our content standards, whether the service is moderated or not.

The use of any of our interactive services by a minor is strictly prohibited. We advise parents who permit their children to use the internet that it is important that they communicate with their children about their safety online.

Where we do moderate an interactive service, we will normally provide you with a means of contacting the moderator, should a concern or difficulty arise.

Content standards

These content standards apply to any and all material which you contribute to our Site (Contribution), and to any interactive services associated with it.

The Content Standards must be complied with in spirit as well as to the letter. The standards apply to each part of any Contribution as well as to its whole.

Shieldpay will determine, in its discretion, whether a Contribution or any material uploaded in the Interactive Services breaches the Content Standards.

A Contribution must:

• Be clear and accurate (where it states facts);
• Be genuinely held (where it states opinions);
• Comply with the law applicable in England and Wales and in any country from which it is posted.

A Contribution must not:

• Be defamatory of any person;
• Be obscene, offensive, hateful or inflammatory;
• Promote sexually explicit material;
• Promote violence;
• Promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;
• Infringe any copyright, database right or trade mark of any other person;
• Be likely to deceive any person;
• Breach any legal duty owed to a third party, such as a contractual duty or a duty of confidence;
• Promote any illegal activity, including fraud or financial or other crime;
• Be in contempt of court;
• Be threatening, abuse or invade another’s privacy, or cause annoyance, inconvenience or needless anxiety;
• Be likely to harass, upset, embarrass, alarm or annoy any other person;
• Impersonate any person, or misrepresent your identity or affiliation with any person;
• Give the impression that the Contribution emanates from Shieldpay, if this is not the case;
• Advocate, promote, incite any party to commit, or assist any unlawful or criminal act such as (by way of example only) fraud, copyright infringement or computer misuse;
• Contain a statement which you know or believe, or have reasonable grounds for believing, that members of the public to whom the statement is, or is to be, published are likely to understand as a direct or indirect encouragement or other inducement to the commission, preparation or instigation of acts of terrorism;
• Contain any advertising or promote any services or web links to other sites.

Breach of this policy

When we consider that a breach of this acceptable use policy has occurred, we may take such action as we deem appropriate.

Failure to comply with this acceptable use policy constitutes a material breach of the website terms of use and any other applicable agreement governing our services upon which you are permitted to use our Site, and may result in our taking all or any of the following actions:

• Immediate, temporary or permanent withdrawal of your right to use our Site;
• Immediate, temporary or permanent removal of any Contribution uploaded by you to our Site;
• Issue of a warning to you;
• Legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach;
• Further legal action against you;
• Disclosure of such information to law enforcement authorities as we reasonably feel is necessary or as required by law.

We exclude our liability for all action we may take in response to breaches of this acceptable use policy. The actions we may take are not limited to those described above, and we may take any other action we reasonably deem appropriate.

Law applicable to any disputes

If you are a consumer, please note that these terms of use, their subject matter and their formation, are governed by English law. You and we both agree that the courts of England and Wales will have exclusive jurisdiction.

If you are a business, these terms of use, their subject matter and their formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.